If someone with a liscense drives a car insured but isnt on the insurance what happens?

-http://search.yahoo.com/search?p=insuran鈥?/a>Some insurance companies are different but I am insured, and regardless of what vehicle I drive, I am insured since I personally have auto insurance. If I drive my friends car and get in a accident, I am covered by MY insurance. Other companies I've heard do not do that and only the person paying insurance on the vehicle will be covered if the vehicle is damaged or in a accident. Check with your auto insurance provider would probably be the safest way to see if your insured if you're driving someone else's vehicle.