If you get into a car accident do you have to get it fixed by the palces your insurance recommends?

-No but they may not pay the entire estimate to the place you want to use if the price is higher than the one they recommend. You may have to pay the difference.No but they may not pay the entire estimate to the place you want to use if the price is higher than the one they recommend. You may have to pay the difference.No. In some cases you don't have to get it fixed at all. You can pocket the money and drive a banged up car if it's drivable.